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Retirement rules change on each government's own timetable, and the differences are rarely trivial: a few thousand in extra contribution room, a pension age that moves, a benefit with a new income test. These guides track the current numbers for 401(k)s and IRAs, UK pensions and ISAs, and India's EPF and NPS, and link to the notice behind every figure.
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From April 2026 the full new State Pension is £241.30 a week: £12,547.60 a year against a Personal Allowance frozen at £12,570 until 2031. One more triple-lock rise and the State Pension alone exceeds it.
Most unused pension funds come within inheritance tax for deaths on or after 6 April 2027. Personal representatives carry the liability, beneficiaries can have half the money withheld for up to 15 months, and death in service is excluded.
The 2026 elective deferral limit is $24,500 and the IRA limit is $7,500. Here is what changed from 2025, who qualifies for each catch-up tier, and how the income phase-outs actually work.
The 2026 HSA limits are $4,400 for self-only coverage and $8,750 for family coverage. Three new rules take effect this year, including bronze exchange plans and direct primary care.
SSA announced a 3.6% cost-of-living adjustment for 2027 on 14 October 2026, and the taxable maximum rises to $192,300. Here is every figure the Social Security Administration has published for 2026 and 2027, and which of them will actually change what reaches your account.